Life can be stressful: late on your rent or mortgage, unpaid utility bills, credit card bills overdue, need extra cash for groceries or daycare. If you’re stressed because this is happening to you and you need fast cash, you aren't alone. These tough economic times have made paying everyday expenses difficult and have tarnished the credit of many people just like you. If keeping up with your expenses is giving you sleepless nights or even an unforeseen emergency happens and you need fast cash, there are options. Secure Cash Express is a 100% free lender-matching service for payday and cash advance loans providing you access to its network of participating lenders when you need emergency cash.
While we are NOT a lender, we help good people like you get connected to a network of participating lenders who understand that many people have been affected by the economy through no fault of their own, and who can help you find the short term cash loans that you need - fast, confidentially, and securely.
© 2013 SecureCashExpress.com All Rights Reserved. *SecureCashExpress.com is an advertising agency only, not a financial institution, lender or loan broker. SecureCashExpress.com will place you with one of several loan providers depending on the information you submit on this website. Not all lenders can provide up to $1,000, or $10,000. Cash transfer time may vary between lenders. Please be sure to review the terms and conditions of each service prior to doing business with them as Cash Advance charges vary by lender. This service does not constitute an offer or solicitation for short term loans in every state and may or may not be available in your particular state. The states in which this service is available may change from time to time without notice. Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union. Credit checks or consumer reports through alternative providers may be obtained by some lenders.
Secure Cash Express Payday Loans & Cash Advance Lender Matching Service
When you're looking for a loan online, they may go by different names, but are usually referring to similar processes. In many cases, these loans are backed by your future income like your paycheck. They help you out through a temporary cash crunch or an unforeseen emergency. There are many options when searching for an online loan:
Reasons for Loan to get Fast Cash:
- Pay rent or mortgage
- Pay late credit card bills
- Pay late utility bills
- Payday loans
- Cash advance loans
- Personal loans
- Installment loans
- Short Term Loan
These loans are popular because they are convenient and may provide an excellent alternative to high late fees, reconnection fees and other fees and penalties creditors can charge against your accounts. The slowly recovering economy has affected many people as well as the US banking system, leaving many people nationwide "under banked" - turned down for loans from banks and credit unions. We're here to help you, FAST! Here are a few advantages to using securecashexpress.com:
- Participating lenders agree not to share your information. In partnering with participating lenders, we've created a Code of Lender Conduct, which states that lenders are not permitted to sell or share your information. In the event that Secure Cash Express determines that a lender is not acting in accordance with the Code of Lender Conduct that lender’s participation in the Secure Cash Express network is subject to suspension and/or possible termination.
- You may be able to get your money quickly. Don't be fooled by "1-hour online payday loan" or "1-hour cash advance loan" promises. While approval for a short-term loan can be fast–you are not likely to be able to get cash within an hour. Think of the loan-approval process like depositing your paycheck at the bank: typically, you have to wait at least 24 hours before the check posts and the money is deposited into your account. If you are approved for a personal loan from one of our participating lenders, money can be directly deposited into your bank account in as little as 24 hours – meaning you can get your emergency cash quickly and get on with your life.
- No standing in line! Entering your information on Secure Cash Express.com is easy, secure and confidential. From the ease of your computer or mobile device, getting matched with a participating lender is only a few clicks away. With Secure Cash Express a payday loan cash advance lender matching service, you don't have to worry about going into a store and waiting for your cash.
Just a few reasons why people have turn to Secure Cash Express:
- Approval for up to $1,000 directly deposited FAST!: Once you've provided the lender with all your information, the approval process is typically very fast. You could have up to $1000 directly deposited into your bank account in as little as 24 hours.
- Our easy Online Application Form takes less than 5 minutes to complete: With just some simple information, you could be matched with a lender in minutes.
- FAST Customer Service: Our goal is to be the leader in providing the best customer service in the industry. If you have any questions, we are available 24 hours a day, 7 days a week by email.
Read below for information regarding loan fees, terms, repayment and renewal policies:
- What is the APR for loan that I may get from a Secure Cash Express lender? First off, it's important to understand what an APR is. APR or (Annual Percentage Rate) is meant to represent the interest rate and fees of a loan for an entire year. That said, the loan that you are likely to be offered is intended to be a short-term loans that is repaid in a matter of weeks, so using an APR to represent the fees is not only inaccurate, but also fairly misleading. However, since APR is a commonly used way of expressing the fees of other common loans, such as mortgage loans, auto loans, and other types of personal loans, we feel it's somewhat useful for you to know what the representative APR ranges could be for a short-term loan. Since Secure Cash Express is a lending network and not a lender, we aren't able to accurately represent the exact APR that your lender may offer; however, the typical representative APR range is somewhere between 261% and 1304% for a 14 day loan. Remember, you should pay your loan back on time to avoid fees and penalties. Make sure that you review the terms and conditions of the loan that is offered to you so that you don't end up with an "annual" loan!
- What happens if I'm late paying back the loan? If you are matched with a lender and accept the terms and conditions of their loan offer, you are agreeing to pay that loan back in the amount of time expressed in the loan documents. Partial payment, non-payment, or late payment is likely to result in additional fees. If you refuse to repay the loan all together, it is likely that the lender will engage a collection company to try and recoup what you owe them (just like any lender would). Please don't agree to a loan that you cannot repay. Renewal policies are different for every lender. As a convenience to you, some lenders may agree to alternative payment options. Some of these options may result in a renewed or "roll-over" loan that may have additional fees and may renew automatically unless you request otherwise. Please make sure to review your lender's renewal policies, and make sure that your payment preferences are known to your lender. If you have questions or need more information on renewal policies, please contact the lender and they will be happy to provide you that information. While most lenders in the Secure Cash Express network do not run a traditional credit check, it is important for us to let you know that in some cases credit checks, consumer credit reports and other personal data may be obtained by some lenders from Experian, Equifax, Trans Union or through alternative providers in order to make a decision on whether or not to offer you a loan. It is also important to mention that if you do not repay your loan on time, your delinquency may be reported to a credit bureau, which could negatively impact your credit score. As with any loan, it's important to repay the loan on time or contact the lender to work out a payment plan. Please borrow responsibly!
Remember – we're here to help match you with a lender when you need fast cash, quickly, confidentially, and securely. It's fast and easy to apply for a short term cash payday loan with Secure Cash Express's lender matching services. Please use loans responsibly.
SecureCashExpress.com is an advertising agency only, not a financial institution, lender or loan broker.